ABOUT US
At Lifeify, we know how frustrating it can be to feel held back by credit issues. That’s why we combine proven strategies, deep knowledge of consumer rights, and years of experience working with the credit bureaus to guide you from setbacks to comebacks. We honor your rights under the Fair Credit Reporting Act (FCRA): if a negative item can’t be verified, it must be removed.
Through transparent, compassionate service and a results-driven process, our goal isn’t just to fix credit—it’s to restore your confidence and open new doors to the life you deserve.
Initial Credit Report & Consultation
- After signing up, you’ll receive a warm welcome email with instructions.
- Submit the simple paperwork and schedule your one-on-one credit education call.
- We’ll pull your reports from all three bureaus and feed any questionable items into our system to begin the case for your benefit.
We Go to
Work
- Once you share your report access, our expert team launches an aggressive review and dispute process using our proven strategies.
- As items are flagged and disputed, we track every change. You’ll keep receiving updated reports—just forward them, and we’ll update your case accordingly.
We Get the
Results
- Credit bureaus must respond to disputes within 30 days—reports usually arrive within about 60 days.
- Forward your updated reports to us so we can confirm progress, then we’ll send you clear, bi-weekly updates on every removal and change.
This 3-step cycle may repeat until questionable items are fully removed—and with each cycle, they should steadily decrease. Our transparent progress reports and consistent communication help ease the stress and build trust along your journey.
Why We Share This
- Clarity builds trust: Knowing exactly how we work puts you in control.
- Legal strength: We leverage your rights under FCRA to hold bureaus accountable.
- Empowerment through transparency: You see every step, understand your progress, and always know where your case stands.